Asset Recovery • Estate Research • Heir Location

Finding What’s Owed.
Recovering What’s Yours.

ELM Financial Solutions researches potentially recoverable assets connected to individuals, properties and estates. We help eligible clients understand surplus proceeds, organize recovery information and identify additional asset or heir-related issues that may require further research.

Research-DrivenTransparent ProcessSecure Document HandlingEstate & Heir FocusProfessional Referral Network
Flagship Service

Surplus Recovery is the front door.

Foreclosures, tax sales and other property-related proceedings can sometimes produce excess or surplus proceeds. ELM begins by researching the public record, the property, the potential claimant relationship and the known case status.

ELM Recovery Review™

Start with the documented opportunity.

Our preliminary review is designed to determine whether a potential recovery matter appears worth pursuing and what information may be needed next.

  • Property and case identification
  • Potential surplus source and amount
  • Preliminary owner or claimant connection
  • Known procedural status
  • Potential estate or heir indicators
  • Likely next-step documentation
Request a Recovery Review
Our Standard

Facts before promises.

A listed surplus does not automatically mean a person is entitled to receive the full amount. ELM focuses on documented information and clear communication before engagement.

  • No guarantee of recovery or final proceeds
  • Eligibility and priority must be verified
  • Liens or competing claims may affect proceeds
  • Deceased-owner matters may require estate research
  • Legal issues are referred to qualified counsel when appropriate
How the ELM System Works

From public record to recovery review.

Every lead follows a structured research path so ELM can prioritize stronger cases and identify related estate, heir or asset issues early.

1

Identify

Locate a documented surplus, estate or recoverable-asset opportunity.

2

Verify

Confirm source, ownership, case status and potential claimant relationship.

3

Research

Locate the owner or heirs and identify estate or additional-asset indicators.

4

Resolve

Organize the administrative process or connect the matter with a qualified professional when needed.

ELM Asset Recovery & Research

Five connected services. One focused business.

Rather than operating unrelated service lines, ELM uses one research infrastructure to help uncover and organize multiple types of asset-recovery matters.

01
Foreclosure & Tax-Sale Surplus RecoveryResearch and recovery support for potential excess proceeds associated with qualifying property sales and proceedings.
02
Probate & Estate Asset ResearchResearch potentially overlooked public-record assets connected with estates and deceased owners.
03
Heir & Beneficiary LocationResearch to help identify and locate potential heirs or beneficiaries when ownership passes through an estate.
04
Unclaimed Asset AssistanceResearch publicly reported unclaimed-property opportunities and help clients organize information for the applicable claim process.
05
Professional Public-Record ResearchOrganized asset, property, estate and heir research for attorneys, fiduciaries, investors and other qualified professional clients.
Cross-Service Review
Additional Asset ReviewWhen appropriate, ELM reviews an active matter for related estate, heir or public-record asset opportunities so one lead is not treated in isolation.
Designed for Estates & Heirs

When the former owner is deceased, the research changes.

ELM uses a separate estate-focused workflow rather than treating deceased-owner cases like ordinary surplus leads.

1

Confirm Status

Verify the former owner and indicators that an estate or probate matter may exist.

2

Research Estate

Review available probate and public-record information.

3

Locate Parties

Identify possible personal representatives, heirs or beneficiaries.

4

Route Properly

Organize the research and involve qualified legal or other professionals when the matter requires it.

ELM Professional Partner Network

Research support for professionals handling property and estate matters.

ELM seeks collaborative relationships with professionals whose clients or matters may involve surplus proceeds, estates, missing heirs or other public-record asset questions.

Probate & Estate Attorneys
Fiduciaries & Personal Representatives
Title Professionals
Real Estate Investors
Estate Professionals
Property Professionals
Recovery Professionals
Other Qualified Partners
Collaborate With ELM

Add disciplined research without building an in-house research operation.

ELM can support appropriate matters with public-record, asset, estate and heir research. Any referral or compensation arrangement should be structured only where permitted by applicable law, licensing rules and professional ethics requirements.

Partner With ELM
Start Here

What would you like ELM to research?

Choose the path that best fits your situation.

Surplus Funds

I may have funds to recover.

Request a preliminary review of a foreclosure or tax-sale surplus matter.

Search My Potential Funds
Estate or Heir Matter

I need estate or heir research.

Tell us about a deceased owner, estate, beneficiary or heir-location issue.

Request Estate Research
Professional Client

I need research support.

Request public-record, asset, estate or heir research for an appropriate professional matter.

Request Research

Important: ELM Financial Solutions does not guarantee recovery, entitlement, final proceeds or timing. Available funds, ownership, claim priority, permissible fees and required procedures vary by jurisdiction and by case. Official unclaimed-property programs may allow owners to search and file claims directly at no charge. ELM is not a law firm and does not provide legal advice or legal representation unless separately provided by a properly licensed professional. Matters requiring legal representation or other licensed services may be referred to qualified independent professionals. State-specific disclosures and agreements should be reviewed before publication and use.

Potential Funds Intake

Tell us what you know.

Complete this preliminary intake so ELM can identify the property, owner and public records most relevant to your potential funds search.

  • No payment is required to request a preliminary search.
  • You do not need to know the exact sale date or case number.
  • Submitting this form does not create a client relationship or guarantee recovery.

Please do not include a Social Security number, bank information, account password or upload sensitive identification through this form.

Estate Research Intake

Request estate or heir research.

Share the information you currently have so ELM can conduct a preliminary review of the deceased owner, estate, property, heirs, and potentially recoverable assets.

  • You do not need to have every answer to submit a request.
  • Probate and public-record availability varies by jurisdiction.
  • Submitting this form does not create a client relationship or guarantee that assets will be located.
Include any property address, account source, sale, court, or agency information you know.

Please do not include Social Security numbers, bank information, passwords, or sensitive identification documents in this form.

ELM Partner Network

Start a partner conversation.

Tell us who you are and how ELM may support your clients or matters.